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IMPORTANT: This disclaimer contains essential legal information about the risks and limitations associated with using InveGlobe's real estate services. Please read carefully before proceeding.
1. General Disclaimer
No Warranties or Guarantees
InveGlobe provides all information, services, and content "AS IS" without any warranties, express or implied. We make no representations or warranties regarding the accuracy, completeness, reliability, or suitability of any information or services provided.
By using our website, mobile application, or services, you acknowledge and agree that:
- All information is provided for general informational purposes only
- No content constitutes professional advice or recommendations
- You use our services at your own risk and discretion
- We disclaim all liability for decisions made based on our content
- Independent verification of all information is strongly recommended
1.1 Service Limitations
Our services are subject to various limitations including, but not limited to:
- Technical limitations and system availability
- Data accuracy and completeness constraints
- Geographic and regulatory restrictions
- Market volatility and changing conditions
- Third-party dependencies and integrations
3. Investment and Financial Risks
Investment Risk Warning
REAL ESTATE INVESTMENTS CARRY SIGNIFICANT FINANCIAL RISKS AND ARE NOT SUITABLE FOR ALL INVESTORS. Property values can fluctuate significantly, and you may lose part or all of your investment.
3.1 Market Risks
- Price Volatility: Property values may increase or decrease
- Market Liquidity: Properties may be difficult to sell quickly
- Economic Factors: Interest rates, inflation, and economic conditions
- Currency Risk: For international investors and transactions
- Regulatory Changes: Laws and regulations may affect property values
3.2 Property-Specific Risks
- Structural Issues: Hidden defects or maintenance requirements
- Location Factors: Neighborhood changes and development
- Rental Income: Vacancy periods and tenant-related risks
- Financing Risk: Mortgage availability and interest rate changes
- Legal Complications: Title disputes and regulatory compliance
3.3 Financial Considerations
Financial Planning Required
Before investing in real estate, consider:
- Your overall financial situation and goals
- Available liquid funds for emergencies
- Ongoing costs including maintenance and taxes
- Insurance requirements and coverage
- Exit strategy and timeline considerations
4. AI Assistant Limitations
AI Technology Disclaimer
Our AI broker assistant uses artificial intelligence technology that has inherent limitations. AI-generated content should be considered informational only and not as professional advice.
4.1 AI Service Limitations
- Accuracy: AI responses may contain errors or inaccuracies
- Completeness: Information may be incomplete or outdated
- Context: AI may misunderstand complex situations
- Bias: Training data may introduce unintended biases
- Technical Issues: System failures and service interruptions
4.2 Not Professional Advice
AI-generated content is NOT:
- Professional real estate advice
- Legal or financial counsel
- Investment recommendations
- Substitute for human expertise
- Guaranteed to be current or accurate
4.3 User Responsibility
When using our AI assistant, you must:
- Verify all AI-provided information independently
- Seek professional advice for important decisions
- Understand the limitations of AI technology
- Use AI responses as starting points for research
- Not rely solely on AI recommendations
5. Third-Party Content and Services
5.1 Third-Party Information
Our platform includes content and services from third parties, including:
- Property developers and real estate agencies
- Financial institutions and mortgage providers
- Legal services and documentation providers
- Market data and analytics providers
- Government databases and public records
Third-Party Disclaimer
We are not responsible for:
- Accuracy or completeness of third-party content
- Actions or omissions of third-party service providers
- Availability or functionality of external services
- Privacy practices of third-party websites
- Terms and conditions of third-party providers
5.2 External Links and Integrations
Links to external websites and integrated services are provided for convenience only. We do not endorse or control external content and are not responsible for any damages or losses resulting from their use.
6. Market Conditions and Valuation
Market Volatility Warning
Real estate markets are subject to fluctuations and uncertainty. Past performance does not guarantee future results, and market conditions can change rapidly.
6.1 Market Analysis Limitations
- Historical Data: Based on past performance, not future predictions
- Market Trends: Subject to rapid changes and external factors
- Comparative Analysis: May not reflect unique property characteristics
- Valuation Models: Estimates only, not guaranteed values
- Local Variations: Micro-markets may differ from general trends
6.2 Factors Affecting Property Values
Property values may be influenced by:
- Economic conditions and government policies
- Interest rates and financing availability
- Supply and demand dynamics
- Infrastructure development and urban planning
- Environmental and social factors
- International investment flows
7. Legal and Regulatory Compliance
Regulatory Framework
Real estate transactions in the UAE are governed by multiple laws and regulations. Compliance is the responsibility of all parties involved in transactions.
7.1 Applicable Laws and Regulations
- UAE Federal Law No. 26 of 2007 (Real Estate Investment Law)
- Dubai Law No. 13 of 2008 (Interim Real Estate Register)
- Real Estate Regulatory Authority (RERA) regulations
- Dubai Land Department (DLD) requirements
- Anti-money laundering (AML) regulations
- Foreign ownership and visa regulations
7.2 Compliance Responsibilities
Users are responsible for ensuring compliance with all applicable laws, including:
- Due diligence requirements for transactions
- Documentation and registration obligations
- Tax implications and reporting requirements
- Foreign investment restrictions and procedures
- Building codes and safety regulations
7.3 Legal Advice Requirement
Professional Legal Counsel
We strongly recommend obtaining independent legal advice for all real estate transactions, particularly regarding:
- Contract terms and conditions
- Title verification and ownership rights
- Regulatory compliance requirements
- Tax implications and obligations
- Risk assessment and mitigation
8. Professional Advice Requirement
Professional Consultation Required
IMPORTANT: InveGlobe's services do not constitute professional advice. You must consult qualified professionals before making any real estate decisions.
8.1 Required Professional Services
Before proceeding with any real estate transaction, consult:
- Licensed Real Estate Agents: For market expertise and transaction guidance
- Legal Counsel: For contract review and legal compliance
- Financial Advisors: For investment analysis and financing options
- Tax Consultants: For tax implications and planning
- Property Surveyors: For technical inspections and valuations
- Insurance Specialists: For coverage requirements and options
8.2 When to Seek Professional Advice
Professional consultation is particularly important for:
- First-time property buyers or investors
- International or cross-border transactions
- Commercial property investments
- Complex financing arrangements
- Off-plan or under-construction properties
- Investment properties for rental income
10. Regulatory Information
Licensing and Registration
InveGlobe Real Estate LLC operates under the following licenses and registrations:
- RERA License Number: [LICENSE_NUMBER]
- Dubai Land Department Registration: [DLD_NUMBER]
- Trade License Number: [TRADE_LICENSE_NUMBER]
- Commercial Registration: [CR_NUMBER]
10.1 Regulatory Oversight
Our operations are subject to oversight by:
- Real Estate Regulatory Authority (RERA): Primary regulator for real estate activities
- Dubai Land Department (DLD): Property registration and transaction oversight
- Dubai Economic Department (DED): Business licensing and commercial activities
- UAE Central Bank: For financial services and AML compliance
- Dubai International Financial Centre (DIFC): For DIFC property transactions
10.2 Professional Standards
We adhere to professional standards including:
- RERA Code of Conduct for real estate professionals
- Dubai Land Department transaction procedures
- Anti-money laundering (AML) compliance requirements
- Know Your Customer (KYC) verification procedures
- Consumer protection regulations
- Data protection and privacy standards
10.3 Complaints and Disputes
Dispute Resolution
If you have complaints about our services, you may contact:
- InveGlobe Customer Service: First point of contact for resolution
- RERA Complaints Department: For regulatory matters
- Dubai Land Department: For transaction-related issues
- Dubai Courts: For legal disputes requiring judicial resolution
- Dubai International Arbitration Centre (DIAC): For arbitration proceedings
10.4 Consumer Rights
As a consumer of real estate services in the UAE, you have rights including:
- Right to accurate and complete information
- Right to transparent pricing and fee disclosure
- Right to professional service standards
- Right to file complaints with regulatory authorities
- Right to seek legal remedies for disputes
- Right to data protection and privacy
11. Specific Service Disclaimers
11.1 Property Valuation Disclaimer
Valuation Estimates
Property valuations and price estimates provided are:
- Based on available market data and algorithms
- For informational purposes only
- Not professional appraisals or valuations
- Subject to significant variation from actual values
- Not suitable for financing or insurance purposes
11.2 Market Analysis Disclaimer
Market reports and analysis are based on:
- Historical data and trends
- Third-party market research
- Statistical models and projections
- General market conditions
Note: Market analysis does not constitute investment advice or guarantee future performance.
11.3 Photography and Virtual Tours
Property images and virtual tours may:
- Be enhanced or edited for presentation purposes
- Not accurately represent current property condition
- Show model units or staged properties
- Include furniture and fixtures not included in sale
- Not reflect actual lighting or spatial conditions
11.4 Off-Plan Property Disclaimer
Construction and Development Risks
Off-plan properties carry additional risks including:
- Construction delays or project cancellation
- Changes to specifications or design
- Developer financial difficulties
- Variations from marketing materials
- Completion date uncertainties
- Final product differences from plans
12. International Users and Cross-Border Transactions
12.1 Jurisdiction and Applicable Law
This disclaimer and all related services are governed by:
- Laws of the United Arab Emirates
- Regulations of the Emirate of Dubai
- RERA regulatory framework
- Dubai Land Department procedures
12.2 International Investment Considerations
International investors should consider:
- Foreign ownership restrictions and procedures
- Currency exchange rate fluctuations
- Tax implications in home and investment countries
- Visa and residency requirements
- Cross-border financing complexities
- Repatriation of funds regulations
12.3 Service Availability
Geographic Restrictions
Our services may not be available in all jurisdictions and are subject to:
- Local licensing requirements
- Regulatory restrictions
- Technical limitations
- Economic sanctions and compliance requirements
13. Updates and Changes
13.1 Disclaimer Updates
This disclaimer may be updated to reflect:
- Changes in applicable laws and regulations
- Evolution of our services and offerings
- New risks or considerations
- Regulatory guidance and requirements
- Industry best practices
13.2 Notification of Changes
When material changes are made, we will:
- Update the "Last updated" date
- Provide notice through our website
- Email registered users when significant
- Highlight major changes in content
Your continued use of our services after changes constitutes acceptance of the updated disclaimer.